Referral

Mortgage Services

Expert mortgage solutions for residential and commercial properties through Dominion Lending Centres Utmost Financial

Visit DLC Utmost Financial →

Purchase & Refinance

Core mortgage solutions for buying, renewing, or refinancing your property

Purchase

Buying your first home or next property? We'll help you find the best rates and terms.

CMHC Purchase Program

Switch or Renewal

Don't just sign at your current rate. Let us shop around to find you a better deal.

MCAP Mortgage Options

Refinance

Access your home equity for renovations, debt consolidation, or investments.

CMHC Refinance Program

Spousal Buyout

Navigate property division during separation with tailored mortgage solutions.

First National Solutions

Programs by Borrower Type

Tailored mortgage solutions designed for your unique situation

New To Canada

Mortgage solutions for newcomers, immigrants, and non-permanent residents.

INSURER RESOURCES:

Sagen New to Canada CMHC Newcomers Program Canada Guaranty

Medical Professionals

Programs for doctors, dentists, and healthcare professionals.

INSURER RESOURCES:

MD Financial - Residents First National Programs MCAP Products

Self-Employed / Stated Income

Options for business owners with non-traditional income documentation.

INSURER RESOURCES:

Sagen Business for Self Canada Guaranty Low Doc CMHC Self-Employed

Alternative & Private Lending

Solutions for credit challenges or when traditional options aren't available.

INSURER RESOURCES:

First National Excalibur Equitable Bank MCAP Alternative

Equity & Investment Products

Leverage your home equity or invest in property

Second Mortgage

Access home equity for renovations, debt consolidation, or investments.

→ Sagen Second Mortgage

HELOC

Flexible revolving credit secured by your home equity.

HELOC Guide (FCAC)

CHIP Reverse Mortgage

Access up to 55% of your home's value tax-free. No monthly payments required.

HomeEquity Bank CHIP

Rental Property

Investment property financing for residential rental income properties.

First National Rental

Purchase + Improvement Programs

Finance both your property and renovation costs together

Purchase Plus Improvement

Finance both your home purchase and renovation costs in one mortgage. Ideal for buying a fixer-upper.

CMHC Improvement Program Sagen Purchase Plus

Refinance Plus Improvement

Access equity and fund home improvements with a single refinance solution. Perfect for major renovations.

CMHC Refinance Program Equitable Bank Residential

Property Types We Finance

Comprehensive financing for residential and commercial properties

Residential Properties

  • → Single-family homes
  • → Condominiums and townhouses
  • → Multi-family properties (up to 4 units)
  • → Vacation and second homes

Commercial Properties

  • → Office buildings and retail spaces
  • → Industrial and warehouse properties
  • → Mixed-use developments
  • → Multi-family apartments (5+ units)

Canada's Mortgage Default Insurers

CMHC

Canada Mortgage and Housing Corporation

Sagen

Canada's Leading Private Mortgage Insurer

Canada Guaranty

100% Canadian-Owned Mortgage Insurer

Ready to Get Started?

Connect with our mortgage professionals for expert advice and competitive rates.

Visit DLC Website Call 1-877-239-9060
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My Mortgage Toolbox

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Affordability CalculatorSee how much you can borrow
Payment CalculatorCalculate monthly payments
Closing CostsEstimate all your fees
Stress Test ToolTest your qualification
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